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Health Insurance isn’t What the Left Thinks it is. What IS it then?

Well, hello there everyone. I’m sure by now you have heard that the House of representatives has passed their Obamacare repeal and replace bill. I know you are just frantic wanting to know exactly what the big deal is. I’m here to tell you everything you need to know. Which is, absolutely nothing. Oh, before you tune out let me clarify that. What I mean to indicate is that for those of you who wish to celebrate there is nothing to celebrate and for those wishing to fly off in a hysterical panic there is nothing to panic about either. That’s because the bill has only passed the House of Representatives. It still must pass the Senate. With men like Rand Paul already indicating the bill doesn’t do enough to ensure individual freedom it’s likely the Senate will modify the bill. When that happens they get together and mediate the differences until there is one bill both chambers can agree on. This, as you can imagine, can take quite some time and may not pan out at all.

The leftists are in an absolutely crazed state of mind. They have gone so far off the rails on this one that I a literally embarrassed for them and embarrassed for anyone who believes them. Cher, bless her heart, Tweeted in panic that she won’t be able to get her asthma inhaler anymore because those Gypsies, tramps and thieves in the GOP! Of course Twitter was quick to respond that since she’s a multi millionaire she should consider paying for it herself. On top of that a story has spread like wildfire that the bill makes rape a pre-existing condition. Never mind that this makes no sense whatsoever, they are saying it and people are believing it. Outlets like the Daily Kos have said the republicans have, and I quote, “sentenced millions of Americans to death!” And Pelosi cries in her sleep about pre-existing conditions. All of this crosses the border from just not true into paranoid schizophrenic insanity. It hurts my mind to think that there are people who actually hear these things and take it for gospel truth. So, then, what is the truth?

Good or bad depends on you

Fist off, let me say, if you think this bill is good or bad really depends on your perspective. If what you want is a repeal and a return to freedom, well then, you are going to be disappointed. If what you want is Obamacare to remain untouched that didn’t happen either. As you all know my perspective is one of liberty and minuscule government. So anything at all that moves us in that direction is pleasing to me, even if that movement is just a nudge. This new bill is more than a nudge.
To start with it contains one trillion dollars in tax reductions. That’s a trillion mind you, not a few measly billion. Let me quickly run though these because they really are something to be excited about if they make it to the final version of the bill.

  • Abolishes the Obamacare Individual Mandate Tax which hits 8 million Americans each year.
  • Abolishes the Obamacare Employer Mandate Tax. Together with repeal of the Individual Mandate Tax repeal this is a $270 billion tax cut.
  • Abolishes Obamacare’s Medicine Cabinet Tax which hits 20 million Americans with Health Savings Accounts and 30 million Americans with Flexible Spending Accounts. This is a $6 billion tax cut. Abolishes Obamacare’s Flexible Spending Account tax on 30 million Americans. This is a $20 billion tax cut.
  • Abolishes Obamacare’s Chronic Care Tax on 10 million Americans with high out-of-pocket medical expenses. This is a $126 billion tax cut.
  • Abolishes Obamacare’s HSA withdrawal tax. This is a $100 million tax cut.
  • Abolishes Obamacare’s 10% excise tax on small businesses with indoor tanning services. This is a $600 million tax cut.
  • Abolishes the Obamacare health insurance tax. This is a $145 billion tax cut.
  • Abolishes the Obamacare 3.8% surtax on investment income. This is a $172 billion tax cut.
  • Abolishes the Obamacare medical device tax. This is a $20 billion tax cut.
  • Abolishes the Obamacare tax on prescription medicine. This is a $28 billion tax cut.
  • Abolishes the Obamacare tax on retiree prescription drug coverage. This is a $2 billion tax cut.

Source: Americans for Tax Reform

Tax cuts are wonderful. Don’t ever forget that all the money the government has comes from taking it from you. They don’t earn it. It always amazes me that people get upset about tax cuts. I don’t really understand people who clamor lustfully for other people’s money then get upset when those people don’t happily turn it over. Tax cuts are a good thing. Don’t let anyone tell you they aren’t.

Your aren’t forced to by a product and others aren’t forced to sell one

The thing I am the most pleased with is that the individual and business mandates are gone. That’s the part of Obamacare that angered me the most. That’s the part where the US government ordered people to buy a product even if they didn’t want that product. Imagine something with me for a moment. Go back in time to the bailout of GM. The government gave the auto maker a whole lot of our money to keep them in business. That in itself is bad enough but imagine that instead of just taking it from you and handing it over they passed a law that said you had to buy a car from GM! Of course GM would have to sell you that car and would be forced to include whatever features and options the government ordered them to include. But worse that a car, we’re talking about your health. That’s something that you should always maintain control over. Why should be obvious to any thinking person!

The bill gives states more control, which is good as well. It also reduces the amount going to Medicaid. Many people often confuse Medicaid and Medicare. Medicare is not affected by this bill. Medicade is the welfare program. I’m not against helping people. To say that someone who wants reduced government welfare hates people or wants people to get sick and die is a leftist tactic that simply doesn’t work on me. I know how I feel about people and I do in fact help them but I do not believe for a moment that the government should force me to. Taking someone else’s money and giving it to someone in need does not make you charitable or righteous. If you want to pat yourself on the back for doing something good then do it with your own earnings and love yourself all you like.

Now, what’s the bad? First, even though the mandate went away they included a penalty. They maintain the gross behavior of insisting on calling it an incentive which is just insulting. If you don’t maintain a health plan you pay 30% when you decide to go back and buy some. Somehow the mental wizards in Congress think charging more for something is what makes people want to buy it.

People will die, but not from this bill, people just die, you know, because we’re not immortal and all.

Then, despite what Pelosi and her ilk think the entire population isn’t going to die because this bill does include money and protections for those with pre-existing conditions. Why do I put that in the negative side of things? The best way I can explain it is to think about you in that GM car the government forced you to buy and you wreck it. Then, from the side of the road you call an insurance company and tell them, “hello, yes, I need some car insurance. Oh, certainly, it’s already crashed but I need that insurance. What? You don’t want to sell me insurance? Sorry, the government says you have to!” And so they do. Or perhaps if your home is on fire and you call asking for fire insurance to cover the damages.

I understand fully we are talking about human beings and not cars or houses on fire. If it’s help they need, American will find a way to give it to them but calling it insurance just isn’t right. Insurance is protection against what might happen, not what has already happened. Those in the business of providing insurance simply cannot stay in business that way. Healthcare is not a right. Imagine the young man who decides that someday he’s going to be a doctor. He works hard at school, gets into a good medical college, works his butt off during his residency, accumulates a massive student loan debt and after spending years of his life with his face in a book and his nose to the grindstone he becomes what he always dreamed of being, a medial doctor only to be surrounded by people who think his services, the ones that he worked so hard to learn, are their right to have. You don’t have the right to demand someone else’s services. Food is even more important than a doctor. Socialism says that the farmer, the butcher, and the grocery store owner don’t work for themselves or for their families, they work for the good of man who has a right to their services. That is slavery, pain and simple. That is why I put this in the bad column.

But, back to where we started it’s not likely this bill will look like this once it leaves the Senate. So really, nothing to celebrate like the premature GOP did after the vote. There is still plenty of government in this bill and it does not include the ability to buy and sell across state lines which is massively important to reducing prices. At this point we’re nowhere different from where we were except maybe with a tiny glimmer of hope.
Thanks for watching all, have a brandy and a cigar on me!

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